238000004891 communication Methods 0.000 claims description 31.
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230000004044 response Effects 0.000 claims abstract description 106.Assignors: CIUREA, PETER Publication of US10223691B2 publication Critical patent/US10223691B2/en Application granted granted Critical Status Active legal-status Critical Current Anticipated expiration legal-status Critical Links Assignors: KARPENKO, IGOR, LI, SHAW, THEURER, TENNI, KATZIN, EDWARD, KUMNICK, PHILLIP L, MORI, MICHAEL, BHARGAVA, AMIT, CHATTERJEE, SAURAV, FRENCH, SUSAN, GAVRILOV, Miroslav, GRAHAM, VICTORIA L, POURFALLAH, STACY, SALMON, DIANE, HARRIS, THEODORE, HARIRAMANI, PRAKASH, FAITH, PATRICK, JHA, Shipra, HUA, JULIAN, STOREY, GREGORY KENNETH, BADEA, Sebastian, BECK, ANDREW, SCHULZ, JENNIFER, SHRIVASTAVA, Abhinav, HAMMAD, AYMAN, PANDCY, VANITA, PURVES, THOMAS, PFISTERER, Ben Publication of US20140337175A1 publication Critical patent/US20140337175A1/en Assigned to VISA INTERNATIONAL SERVICE ASSOCIATION reassignment VISA INTERNATIONAL SERVICE ASSOCIATION ASSIGNMENT OF ASSIGNORS INTEREST (SEE DOCUMENT FOR DETAILS).
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2715 ALLEN DATAGRAPH PDF
Google Patents Universal electronic payment apparatuses, methods and systemsÄownload PDF Info Publication number US10223691B2 US10223691B2 US13/520,481 US201213520481A US10223691B2 US 10223691 B2 US10223691 B2 US 10223691B2 US 201213520481 A US201213520481 A US 201213520481A US 10223691 B2 US10223691 B2 US 10223691B2 Authority US United States Prior art keywords merchant user product sale virtual wallet Prior art date Legal status (The legal status is an assumption and is not a legal conclusion.
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Google Patents US10223691B2 - Universal electronic payment apparatuses, methods and systems US10223691B2 - Universal electronic payment apparatuses, methods and systems